Invest for the long game
There’s one thing that should be in every investment plan: A long-term, professionally-managed, well-diversified investment portfolio. And that’s where General Investing portfolios come in.
Fees as low as 0.2%
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We’re licensed by the Securities and Futures Commission of Hong Kong (CE No. BQE542)
General Investing is intelligent investing
- Gives you intelligent, global diversification across many asset classes
- Aims to outperform the benchmark in the long term
- Seeks optimal risk-adjusted returns in the long term
- Powered by some of the world’s top fund managers
- Built with cost-effective ETFs
General Investing is easy investing
- Set up a pre-made portfolio in minutes
- Portfolios are automatically updated by experts, so you don’t have to do a thing
- No minimum balance or monthly requirements
- Low fees, and never any hidden fees
- No lock-in period
Our General Investing Portfolios
General Investing powered by BlackRock®
About this portfolio
- It's our most diversified portfolio yet
- Expect long-term outperformance, and short-term ups and downs that trend with the markets
- Powered by one of the world's largest asset managers, BlackRock.
Number of underlying funds: 15-25
Average expense ratio: 0.2% p.a.
General Investing powered by StashAway
About this portfolio
- Keeps risk constant while optimising for returns
- Expect long-term outperformance, and occasional deviation from how the markets are doing in order to keep your risk level constant
Number of underlying funds: 7-13
Average expense ratio: 0.2% p.a.
| YTD | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | Annualised since Inception |
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Why invest with us?
We earn trust all over the world every single day
174 nationalities living in 145 countries are building their wealth with us.
We’re here to make sure you have what you need
If you can’t find the answers to your questions in our resources, you can reach out to us 7 days a week.
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Frequently Asked Questions
What is the StashAway Risk Index?
To calculate the potential drawdownof a portfolio in a year, we use Value-at-Risk (VaR). At StashAway, we use 99%-VaR, which means a portfolio has a 99% probability of not losing more than a given percentage of assets in a year.
Here’s an example: A StashAway portfolio with $100,000 HKD and a StashAway Risk Index of 10% has a 99% probability of not losing more than 10% or $10,000 HKD in a year.
What is re-optimisation and rebalancing?
The basis of our investment strategy is to build portfolios with particular asset allocations that are optimal for different phases of the economic cycle. When our technology identifies and signals a change in the economic cycle, our system will automatically re-optimise all portfolios' asset allocations, and this is what we called “re-optimisation”. Rebalancing a portfolio involves adjusting the composition of a portfolio by buying and/or selling specific assets in order to re-align a portfolio to its target composition in the case that price moves change the asset allocation of your portfolio.
Why shouldn't I just invest in the ETFs you have chosen on my own?
When investing as an individual, there are minimum trade sizes and high transaction costs imposed on the account. This makes investing as an individual cost-prohibitive.
With StashAway, you will benefit from the constant monitoring, rebalancing, and re-optimisation that we provide. Moreover, StashAway is able to offer fractional shares to make your portfolio more precisely allocated, which is nearly impossible if you were to do it on your own.
What safeguards does StashAway have in place to ensure that my assets are protected from fraud?
We have taken every possible measure to protect your assets, from requiring two-factor authentication for any changes and identity verification for withdrawals, building a secure server infrastructure to protect you from cyber attacks, and partnering with a large bank to store your assets.
To learn more, please visit this link.