Fortune favours
the investor

We don’t believe in leaving things to chance, and we’re here to support you with investment solutions that cater to real-life goals, just like yours. With us, you’ll get a personalized and diversified investment portfolio, giving you your own risk-managed strategies at your fingertips.

Fees as low as 0.2%

See pricing

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We’re licensed by the Securities and Futures Commission of Hong Kong (CE No. BQE542)

Fortune favours <br/> the investor
Fortune favours <br/> the investor

Portfolio Type

Risk level

18%

Lower Risk

Higher risk

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General Investing is intelligent investing

  • Gives you intelligent, global diversification across many asset classes
  • Aims to outperform the benchmark in the long term
  • Seeks optimal risk-adjusted returns in the long term
  • Powered by some of the world’s top fund managers
  • Built with cost-effective ETFs
General Investing is intelligent investing

General Investing is easy investing

  • Set up a personal investment portfolio in minutes
  • Personalized portfolios management are done automatically by experts, so you don’t have to do a thing
  • No minimum balance or monthly requirements
  • Low fees, and never any hidden fees
  • No lock-in period
General Investing is easy investing

Our General Investing Portfolios

General Investing powered by StashAway

About this portfolio

  • Keeps risk constant while optimising for returns
  • Expect long-term outperformance, and occasional deviation from how the markets are doing in order to keep your risk level constant

Number of underlying funds: 12-23

Average expense ratio: 0.2% p.a.

General Investing powered by StashAway

Responsible Investing (ESG)

About this portfolio

  • Keeps risk constant while optimising for returns
  • Expect long-term outperformance, and occasional deviation from how the markets are doing in order to keep your risk level constant

Number of underlying funds: 9-17

Average expense ratio: 0.2% p.a.

Responsible Investing (ESG)

General Investing powered by BlackRock®

About this portfolio

  • It's our most diversified investment portfolio yet
  • Expect long-term outperformance, and short-term ups and downs that trend with the markets
  • Powered by one of the world's largest asset managers, BlackRock.

Number of underlying funds: 13-25

Average expense ratio: 0.2% p.a.

General Investing powered by BlackRock®

Investing shouldn't be a maze

We make investing easy. We’ve got the heavy work covered. 

Risk tailored, returns maximised

Bold, cautious or anything in between, you decide on the risk that works for you. We tailor risk to maximise returns for your unique personalized portfolio.

Here at every step

Experience the simplicity of our app, available whenever you need it. But we get it—sometimes, you just need to hear a voice. At StashAway, we ensure that there's always someone at the end of the line, ready to help.

Helping you make the right investment decisions

We're here to share, guide, and keep everything open and honest so you can make decisions that work for you.  No suits, no ties, just genuine advice and a lot of transparency.

Want even more options for your money?

Thematic Portfolios

Create diversified and personal investment portfolio by putting your money into trends you believe will shape the future.

Flexible Portfolios

Customise your own personalized investment portfolios by picking your assets and adjusting their allocations.

Begin your investment journey

Start investing from as little as you want.

By creating an account, you agree to the Platform Agreement

Download our mobile app

Begin your investment journey
Begin your investment journey

Frequently Asked Questions

This is the measurement we use to determine how much risk our system should expose you to, which then determines your portfolio’s asset allocation. We gave it our own name not to be fancy, but because it’s a specific application of a fairly common risk metric called Value-at-Risk (VaR).

To calculate the potential loss of a portfolio in a year, we use Value-at-Risk (VaR). At StashAway, we use 99%-VaR, meaning  a portfolio has  a 99% probability of not losing more than a given percentage of assets in a year.

Here’s an example: a StashAway portfolio with $100,000 SGD and a StashAway Risk Index of 10% has a 99% probability of not losing more than 10%, or $10,000 SGD in a year. In other words, there is a 99% probability that your portfolio’s value won’t decrease below $90,000 SGD if you select a 10% StashAway Risk Index.

Users can create a personal investment portfolio easily within minutes via the StashAway App. The system will recommend the most suitable portfolio template based on your personalized financial goals and risk preferences, with automated management and adjustment for your investment portfolio.

When comparing to traditional portfolio, StashAway’s personalized investment portfolios offer greater transparency, lower fees, and no minimum deposit requirements. StashAway’s portfolio management are done by intelligent system that automatically handles asset allocation and makes fine-tuned adjustments according to market conditions. This ensures that your personal investment portfolio aligns with your risk tolerance level, making it more time-efficient and worry-free when compared to managing a traditional portfolio.

Personalized portfolio managements are done by continuous monitoring of market trends by StashAway professionals, and uses of advanced asset allocation strategies (such as ERAA®) to automatically adjust your diversified portfolio, ensuring optimal asset distribution.

You can choose your personal investment portfolio based on your risk tolerance level, be it conservative, balanced, or aggressive. StashAway quantifies risks using StashAway risk index and will help you make the best investment decisions based on your needs.

Yes. StashAway has no lock-in period, allowing investors to adjust the risk level of their investment portfolio or redeem funds at any time, providing flexible personalized portfolio management to suit your financial needs.

The basis of our investment strategy is to build portfolios with particular asset allocations that are optimal for different phases of the economic cycle. When our technology identifies and signals a change in the economic cycle, our system will automatically re-optimise all portfolios' asset allocations, and this is what we called “re-optimisation”. Rebalancing a portfolio involves adjusting the composition of a portfolio by buying and/or selling specific assets in order to re-align a portfolio to its target composition in the case that price moves change the asset allocation of your portfolio.

When investing as an individual, there are minimum trade sizes and high transaction costs imposed on the account, and this makes investing as an individual cost-prohibitive. With StashAway, you will benefit from the constant monitoring, rebalancing, and re-optimisation that we provide. Moreover, StashAway is able to offer fractional shares to make your portfolio more precisely allocated that is nearly impossible if you were to do it on your own.

Watch: Why should I use StashAway instead of investing in the same ETFs on my own?

Learn more: Who Should Manage Your Investments?

We have taken every possible measure to protect your assets, from requiring two-factor authentication for any changes and identity verification for withdrawals, building a secure server infrastructure to protect you from cyber attacks, and partnering with a large bank to store your assets. To learn more, please visit this link.

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