Invest for the long game

There’s one thing that should be in every investment plan: A long-term, professionally-managed, well-diversified investment portfolio. And that’s where General Investing portfolios come in.

Fees as low as 0.2%

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We’re licensed by the Securities and Futures Commission of Hong Kong (CE No. BQE542)

Invest for the long game

General Investing is intelligent investing

  • Gives you intelligent, global diversification across many asset classes
  • Aims to outperform the benchmark in the long term
  • Seeks optimal risk-adjusted returns in the long term
  • Powered by some of the world’s top fund managers
  • Built with cost-effective ETFs
General Investing is intelligent investing

General Investing is easy investing

  • Set up a pre-made portfolio in minutes
  • Portfolios are automatically updated by experts, so you don’t have to do a thing
  • No minimum balance or monthly requirements
  • Low fees, and never any hidden fees
  • No lock-in period
General Investing is easy investing

Our General Investing Portfolios

General Investing powered by BlackRock®

About this portfolio

  • It's our most diversified portfolio yet
  • Expect long-term outperformance, and short-term ups and downs that trend with the markets
  • Powered by one of the world's largest asset managers, BlackRock.

Number of underlying funds: 15-25

Average expense ratio: 0.2% p.a.

General Investing powered by BlackRock®

Responsible Investing (ESG)

About this portfolio

  • Keeps risk constant while optimising for returns
  • Expect long-term outperformance, and occasional deviation from how the markets are doing in order to keep your risk level constant

Number of underlying funds: 7-13

Average expense ratio: 0.2% p.a.

Responsible Investing (ESG)

General Investing powered by StashAway

About this portfolio

  • Keeps risk constant while optimising for returns
  • Expect long-term outperformance, and occasional deviation from how the markets are doing in order to keep your risk level constant

Number of underlying funds: 7-13

Average expense ratio: 0.2% p.a.

General Investing powered by StashAway

Portfolio Type

Risk level

18%

Lower Risk

Higher risk

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Annualised since Inception

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This is how a $100,000 deposit would have grown over time

Projected returns are for illustration purposes only. We calculate these returns before fees. All returns are in USD terms unless otherwise specified. The inception date for portfolios with SRI 6.5%, 8%, 10%, 12%, 14%, 16%, 18%, and 20% is 19 July 2017; the inception date for portfolios with SRIs of 26%, 30%, and 36% is 16 August 2018; the inception date for the portfolio with SRI 22% is 15 August 2019. Past performance is not a guarantee for future returns. Before investing, investors should carefully consider investment objectives, risks, charges and expenses, and if need be, seek independent professional advice. Our investment framework's goal isn't to beat the markets every day. In fact, depending on how much risk you decide to take, you'll likely still experience short-term volatility at times. But, through those bumps, your StashAway portfolios can recover more quickly compared to investments with the same risk level that don't maximise returns. The end result? The opportunity for less painful drawdowns in the short term, and stronger performance in the medium to long term.

Why invest with us?

We earn trust all over the world every single day

174 nationalities living in 145 countries are building their wealth with us.

We earn trust all over the world every single day

We’re here to make sure you have what you need

If you can’t find the answers to your questions in our resources, you can reach out to us 7 days a week.

We’re here to make sure you have what you need

Want even more options for your money?

Different investment strategies seek wealth in different places. If you’re ready to start diversifying where you put your money, try any of our other investment options.

Thematic Portfolios
Add diversification to your portfolios by putting your money into trends you believe will shape the future.
Flexible Portfolios
Customise your own portfolios by picking your assets and adjusting their allocations.

Begin your investment journey

Start investing from as little as you want.

By creating an account, you agree to the Platform Agreement

Download our mobile app

Begin your investment journey

Frequently Asked Questions

To calculate the potential drawdownof a portfolio in a year, we use Value-at-Risk (VaR). At StashAway, we use 99%-VaR, which means a portfolio has a 99% probability of not losing more than a given percentage of assets in a year.

Here’s an example: A StashAway portfolio with $100,000 HKD and a StashAway Risk Index of 10% has a 99% probability of not losing more than 10% or $10,000 HKD in a year.

The basis of our investment strategy is to build portfolios with particular asset allocations that are optimal for different phases of the economic cycle. When our technology identifies and signals a change in the economic cycle, our system will automatically re-optimise all portfolios' asset allocations, and this is what we called “re-optimisation”. Rebalancing a portfolio involves adjusting the composition of a portfolio by buying and/or selling specific assets in order to re-align a portfolio to its target composition in the case that price moves change the asset allocation of your portfolio.

When investing as an individual, there are minimum trade sizes and high transaction costs imposed on the account. This makes investing as an individual cost-prohibitive.

With StashAway, you will benefit from the constant monitoring, rebalancing, and re-optimisation that we provide. Moreover, StashAway is able to offer fractional shares to make your portfolio more precisely allocated, which is nearly impossible if you were to do it on your own.

We have taken every possible measure to protect your assets, from requiring two-factor authentication for any changes and identity verification for withdrawals, building a secure server infrastructure to protect you from cyber attacks, and partnering with a large bank to store your assets.

To learn more, please visit this link.

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