How We Invest | StashAway

Introducing Flexible Portfolios: Build and customise your own portfolios from 35+ asset classes

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Explore our investment options

Our range of portfolios makes it easy for you to build the financial journey you want.

What do you want to do with your money?

General Investing Portfolio

Invest in globally-diversified portfolios built with ETFs. Just choose how much risk you want to take, and we'll navigate the market cycles so you remain one step ahead in achieving your financial goals.

Goal-based Investing Portfolio

Align your investment strategy with life goals and gain returns that meet your real-world needs. Our Goal-based Investment portfolio consists of globally-diversified ETFs and helps you reframe wealth, your way.

Responsible Investing (ESG)

Invest for both profit and purpose Invest in ethical, responsible, and sustainable businesses, and help them make a bigger and longer-lasting positive impact on our world without sacrificing returns.
Suitable for: Building your core wealth, or investing towards long-term financial goals such as saving for retirement.

Thematic Portfolio

Diversify your existing investments with ETFs from some of the best fund managers in thematic investing. Boost and grow your long-term wealth in industries you understand and believe in.

Pick your risk exposure, and we’ll handle the rest

We’ll design and manage your portfolio to navigate the market and economy all while making sure your investments stay within the risk exposure you selected. That way, you can start earning more and worrying less.

StashAway Risk Index:

20%

There is a 99% chance that this portfolio will not lose more than

20%

of its value in any given year.

More conservative

More aggressive

There is a 99% chance that this portfolio will not lose more than

20%

of its value in any given year.

How this portfolio has performed compared to its same-risk benchmark

1.3% performance difference

StashAway

1.0%

Benchmark

-0.3%

Annualised returns since inception
As of May 2022

Compared to Benchmark of

5% Growth assets - 95% Protective assets

Disclaimer

Our expertise helps you focus on returns

Stashaway brings more than 50 years of industry experience with over 30,000 hours of research and testing. This results in precision investing or what we call Economic Regime-based Asset Allocation (ERAA®).

Put data behind your money, not emotions

ERAA® monitors data, cuts through market noise and dives into what’s really going on in the economy as a whole.

Allocate assets intelligently, not cherry-pick securities

We monitor changes in the market and allocate your assets to capture opportunities, so your portfolios get the best combination of protection and performance.

Optimise your returns and avoid unnecessary risks

With our StashAway Risk Index (SRI), you can rest easy knowing your investments will not lose more returns than you’re willing to tolerate regardless of economic conditions.

Our pricing

At StashAway, we believe in a straightforward and transparent fee structure. Our annual management fees start as low as 0.2%, with unlimited withdrawals and transfers plus free account setup and no exit fees. Start focusing on returns, not costs.

Total Investment

HKD

Annual Fee Rate

$ 0 HKD

Blended rate: 0% P.A.

Our management fees are 0.2% to 0.8% per annum, inclusive of GST. This does not include the expense ratio charged by the ETF manager.

We've worked with our FX vendor to bring you the lowest conversion rate in the market. Our FX vendor will apply this rate to all non-USD deposits and transfers to USD portfolios.

See detailed pricing

Why invest with us?

Investment insights

What is the 'StashAway Risk Index'?

3 Ways to Manage Risk in Your Investments

On Risk Management: March’s Market Crash and ERAA®’s Performance

Frequently Asked Questions

What is an ETF? Do ETFs have fees?

An ETF, or an Exchange-traded Fund, is an index-tracking investment vehicle listed on a major exchange. Indices can be a particular asset classes, such as stocks or bonds, or a in a particular segment of the market, such as technology, energy, or real estate. ETFs are funds that are traded like stocks but have the diversified portfolio structures of a mutual fund. ETFs provide passive exposure to any asset class by mirroring the returns of an index. For example, the SPDR SPY S&P 500 is an ETF that tracks the performance of the S&P 500.

ETFs offer diversification, higher liquidity than individual securities, and lower fees

An ETF typically charges low fees of around 0.15% to 0.25%. In comparison, mutual funds, which are already an expensive alternative to ETFs, have fees that range from 1.25 to 2.0%.

How did StashAway choose the ETFs that are in my portfolio?

StashAway chooses the best-in-class ETFs on your behalf. We choose the largest, most liquid, most tradable, and most cost-effective ETFs with the lowest tracking error to the index and a sufficiently long track record.

We choose simple ETFs, which means they have no leverage or complex payoffs and have no ETNs to avoid credit risk of issuers.

Can I choose which ETFs or securities I invest in?

Based on your risk preferences, selected goal, and current economic regime, our algorithm carefully picks the ETFs most suitable for your goal. This allows us to provide the most optimal diversification personalised to you.

As such, it is not possible for a customer to handpick the ETFs or the allocation.

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StashAway Hong Kong Ltd. is a licensed corporation (CE No. BQE542) under the Securities and Futures Ordinance in respect of Type 1 (Dealing in Securities), Type 4 (Advising on Securities) and Type 9 (Asset Management) regulated activities.

This page is subject to the terms available here.

Fortune favours the investor

Explore our investment options

What do you want to do with your money?

General Investing Portfolio

Goal-based Investing Portfolio

Responsible Investing (ESG)

Thematic Portfolio

Pick your risk exposure, and we’ll handle the rest

StashAway Risk Index:

1.0%

-0.3%

5% Growth assets - 95% Protective assets

Our expertise helps you focus on returns

Put data behind your money, not emotions

Allocate assets intelligently, not cherry-pick securities

Optimise your returns and avoid unnecessary risks

Our pricing

$ 0 HKD

Why invest with us?

Investment insights

Frequently Asked Questions

Invest

Learn

About us

Connect

Fortune favours the investor

Explore our investment options

What do you want to do with your money?

General Investing Portfolio

Goal-based Investing Portfolio

Responsible Investing (ESG)

Thematic Portfolio

Pick your risk exposure, and we’ll handle the rest

StashAway Risk Index:

1.0%

-0.3%

5% Growth assets - 95% Protective assets

Our expertise helps you focus on returns

Put data behind your money, not emotions

Allocate assets intelligently, not cherry-pick securities

Optimise your returns and avoid unnecessary risks

Our pricing

$ 0 HKD

Why invest with us?

Begin your investment journey

Download our mobile app

Investment insights

Frequently Asked Questions

Invest

Learn

About us

Connect