In goal-based investing, StashAway will recommend a level of risk for each of your goals, based on your timeline, personal risk preferences, financial situation, and financial knowledge and investing experience. For goals with longer timelines, StashAway will recommend higher-risk portfolios; for goals with shorter timelines, more balanced portfolios.
If you decide to create a portfolio through StashAway’s “general investing” option, the platform will inform you in the case you take more risk than you initially declared you wish to take with us.
However, for all our portfolios, the platform will cap the maximum risk you can take if you indicate to us that you do not have sufficient financial knowledge, investing experience, or that your financial situation is not solid.
If you wish to invest in the higher risk portfolios, please refer to "How is my portfolio personalised for me and how does the outcome of the financial assessment affect my portfolio risk settings?" in the “Getting Started” section.