What if the value of my portfolio drops below the required minimum?
We’ll remind you to invest more in order to meet the required minimum of $1,000,000 HKD. If this minimum is not met within 6 months, you’ll lose access to StashAway Reserve. Note that the required minimum refers to the higher amount of either net deposits or total assets (value of portfolio).
| Net Deposits (HKD) | Total Assets (HKD) (Value of Portfolio) | Meets Required Minimum? |
|---|---|---|
| $1,000,000 | $950,000 | Yes |
| $950,000 | $1,000,000 | Yes |
| $990,000 | $990,000 | No |
For example, if you have deposited $1,000,000 HKD with StashAway, but your total assets drop to $950,000 HKD due to market fluctuations, we would still refer to the higher amount, which is your net deposits. Similarly, if you have deposited $950,000 HKD, but your total assets have grown to $1,000,000 HKD, we would refer to the higher amount, which is your total assets (value of portfolio).