MPF First Contribution Calculator
Find out when your first MPF contribution is due
Enter your payroll frequency and date of employment to calculate your MPF enrolment deadline and first contribution.
MPF first contribution calculator
For newly employed staff aged 18–65 (excluding casual employees). Enter your employment details to calculate your MPF enrolment deadline and first contribution.
StashAway Hong Kong Limited is a licensed corporation authorised by the Securities and Futures Commission (CE No. BQE542). For full legal disclosure, please visit: https://www.stashaway.hk/zh-HK/legal
The information and figures provided by this calculator are for general reference only and do not constitute legal, financial, or tax advice. MPF rules, income caps, and deadlines may change. Working days here exclude Saturdays and Sundays; actual deadlines also depend on Hong Kong public holidays. Please consult your MPF trustee, employer, or a qualified professional for accurate information.
MPFA: www.mpfa.org.hk
Disclaimer:
Our MPF First Contribution Calculator helps newly employed staff work out the key dates for their MPF.
By entering your payroll frequency and date of employment, you can find your MPF enrolment deadline, your first contribution dates, and your contribution amount, so you know what to expect from your first few payslips.
Why use an MPF first contribution calculator?
Who pays what in your first MPF contribution?
Feature | Employer | Employee |
|---|---|---|
Contribution rate | 5% of relevant income | 5% of relevant income |
Contributions calculated from | Your first day of employment | After the first 30 days of employment |
If monthly income is below $7,100 | Still pays 5% | No contribution |
If monthly income is above $30,000 | Capped at $1,500 a month | Capped at $1,500 a month |
How it is paid in | Paid in by your employer on the contribution day, generally the 10th of the month | Deducted from your pay and paid in by your employer with theirs |
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Frequently Asked Questions
How much is the MPF mandatory contribution? | HK
Employers and employees each contribute 5% of the employee’s relevant income, subject to minimum and maximum income levels. For monthly paid employees, the maximum mandatory contribution is $1,500 each per month.
When does my first MPF contribution start? | HK
Your employer’s contributions are calculated from your first day of employment. Your own contributions start after the first 30 days of employment.
What is the 30-day MPF contribution holiday? | HK
For the first 30 days of employment, no employee contributions are deducted from your pay, but your employer still contributes. If you are paid monthly or more often, the holiday also covers any incomplete wage period right after the 30 days.
When must my employer make my first MPF contribution? | HK
Your employer must make the first contribution on or before the next contribution day after the calendar month in which your 60th day of employment falls. The contribution day is generally the 10th of each month.
How does MPF work if I am paid daily or weekly? | HK
The minimum and maximum income levels are worked out for each wage period, using a daily minimum of $280 and a daily maximum of $1,000. For example, a weekly paid employee has a minimum of $1,960 and a maximum of $7,000.