Individual Salaries Tax Calculator (HK)
Individual Salary Tax Calculator
Use this calculator to estimate your tax payable and see how your income, reliefs, and deductions impact your final tax bill.
Salaries Tax Calculator
Estimate your HK salaries tax using official IRD rates. For reference only.
Assessment Year
Basic Info & Income
$
Salary, bonus, allowances and all employment income
Retirement
$
Capped at HK$18,000 per year
$
Combined cap HK$60,000 per year
Housing
$
Capped at HK$100,000 per year, max 20 years
$
Capped at HK$20,000, for taxpayers residing with child born on/after 25 Oct 2023
$
Capped at HK$100,000 per year
$
Capped at HK$20,000, for taxpayers residing with child born on/after 25 Oct 2023
Insurance
No. of Insured Persons under VHIS
0
× HK$8,000 cap = HK$0
$
Enter total premiums paid (system applies HK$8,000 cap per insured person)
Other
$
Capped at HK$100,000 per year
$
Cap: HK$100,000 (2025/26) / HK$110,000 (2026/27)
$
Capped at HK$100,000 per year (from 2024/25)
$
Min HK$100; max 35% of (income − other deductions)
Personal
Basic / Married / Single Parent Allowance
Auto-applied
Disabled Person Allowance (self)
HK$75,000, if eligible under Government's Disability Allowance Scheme
Children
No. of Children (1st–9th)
0
× HK$140,000
HK$140,000 each (2026/27)
Of which newborn (under 2)
0
× HK$140,000 additional
Additional child allowance for first 2 years after birth (from 2026/27). Cannot be more than the number of children entered above.
No. of Disabled Dependants
0
× HK$75,000
Parents & Grandparents
Dep. Parent/Grandparent aged ≥60
0
× HK$55,000
Of which residing with you (≥60)
0
× HK$55,000 add'l
Cannot be more than the dependants aged 60 or above entered above.
Dep. Parent/Grandparent aged 55–59
0
× HK$27,500
Of which residing with you (55–59)
0
× HK$27,500 add'l
Cannot be more than the dependants aged 55–59 entered above.
Siblings
No. of Dependent Siblings
0
× HK$37,500
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Enter your assessable income to calculate
Disclaimer: For reference only. Actual tax liability is determined by IRD assessment. Consult a licensed tax adviser for specific guidance.
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StashAway Hong Kong Limited is licensed by the Securities and Futures Commission (CE No. BQE542). Full disclaimer: https://www.stashaway.hk/legal
Your tax profile shouldn’t be a surprise
Avoid surprises when your tax bill arrives
Without a clear estimate, it’s easy to underestimate how much you owe. Knowing your projected tax early helps you set aside the right amount and avoid last-minute financial strain.
Understand your true take-home income
Your salary isn’t what you actually keep. A proper estimate shows your effective tax rate and net income, giving you a clearer picture for budgeting, saving, and investing decisions.
Identify opportunities to reduce your tax payable
Many reliefs and deductions can significantly lower your tax bill, but they’re often overlooked. Estimating your tax helps you spot these opportunities early and optimise your finances before filing.
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