Salary Calculator
Make smarter financial decisions for your future
Use your monthly or annual earnings to understand your take home salary, CPF contributions, and income tax for 2025 with our calculator.
Salary calculator
Estimate your take-home pay, MPF contributions, and salaries tax for 2025/26.
HK$
Period
Salary
HK$432,000
Salaries Tax
−HK$26,940
Based on a HK$132,000 basic allowance; includes the 2025/26 one-off tax reduction (100% of tax payable, capped at HK$3,000)
Employee MPF Contribution
−HK$18,000
Total Deductions
−HK$44,940
Annual Net Pay
HK$387,060
Monthly Net Pay
HK$32,255
Your employer also contributes HK$18,000 per year to your MPF, on top of your take-home pay.
Disclaimer: Estimates based on 2025/26 HK salaries tax progressive rates and MPF contribution scales. Assumes basic personal allowance of HK$132,000 and employee MPF deduction cap of HK$18,000 per year. Tax is the lower of progressive rates or two-tiered standard rate (15% on first HK$5M net income, 16% on remainder), less the 2025/26 one-off tax reduction (100% of tax payable, capped at HK$3,000). Individual circumstances may vary, consult a qualified tax adviser for personalised advice.
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Disclaimer:
By entering either your salary (monthly or annual) or total wages and residential status, you can instantly calculate your take home pay, personal income tax and MPF contribution—helping you make more informed decisions with your money.
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