Introducing StashAway Reserve: Your genuine wealth partner

06 February 2024
Michele Ferrario
Co-Founder and Chief Executive Officer

Access wealth advisory services and private market investments all in one place.

This article shares some of the author’s personal opinions and experiences, and doesn’t represent financial advice.

StashAway Reserve, our new wealth creation offering, empowers individuals to access highly personalized wealth advisory, and private investment opportunities. It was first launched in Singapore in early 2022. The response from clients was overwhelmingly positive, with many expressing their satisfaction and enthusiasm at how StashAway further democratizes wealth management. We are therefore thrilled to announce the expansion of StashAway Reserve to Hong Kong. I personally know just how challenging it is to get access to private market investments. But, I deeply believe that private market investments shouldn’t only be for the well-connected and ultra-wealthy. Below, you can find the details:

Access our Wealth Advisory services

We created StashAway so that everyone can access high-quality investment solutions that are easy to understand and use. While our app offers a seamless digital experience, we understand that investing is a highly personal matter and we recognise the importance of having the option to speak with a real person.

As a Reserve client you will be assigned a SFC-licensed Wealth Advisor who will deliver unbiased and comprehensive financial and investment advice. Our Wealth Advisors will help you with your annual financial planning and bi-annual portfolio reviews (this includes investments made within and outside of StashAway!). Our Wealth Advisors will also be your personal point of contact at StashAway, and available to answer any questions you might have whenever you need.

Through StashAway Reserve and our network, you can access some of the world's leading global players

Private investments refer to investments made in privately held companies or assets that are not publicly traded on stock exchanges. These investments involve the purchase of equity or ownership stakes in businesses that are not available for trading on the open market. Private investments can take various forms, such as private equity, private credit, venture capital and private real estate etc. Private investments offer the opportunity for higher returns compared to public investments. However, private investments also come with higher risks, longer investment horizons, and less liquidity compared to publicly traded securities.

Traditional providers (e.g. private banks) often require significant minimum investment amounts (from USD $250,000 to USD $1 million per fund), posing a challenge for individual investors seeking to diversify their portfolios within private market investments. On top of that, high subscription and annual fees are usually charged.

With StashAway Reserve, we are working with leading global players to provide our clients with unparalleled access to institutional-grade private investment opportunities. Please note that Private Investment products are only for Professional Investors residing in Hong Kong.

Learn more: Introducing StashAway Reserve’s Private Investment Offering (for Professional Investors Only)

How to be a StashAway Reserve client?

To become a SrashAway Reserve client, you have to invest at least $1,000,000 HKD with StashAway. This amount can be in any of StashAway’s portfolios. To access private investment opportunities, you need to verify as a Professional Investor (PI) with us.

This is a short summary of what Reserve offers today, but stay tuned as we’re continually looking for new opportunities to enhance your investment and wealth management options. If you’re ready to become a Reserve client or would like to chat with us, just get in touch.

*Under the Securities and Futures Ordinance (the "SFO"), you may be categorised as a Professional Investor (“PI”) if you are an individual investor having a portfolio of not less than HK$8 million.

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Frequently Asked Questions

StashAway Reserve is a private wealth management offering. With Reserve, clients can choose from a wide range of wealth advisory services and access private investments. 

To become a Reserve client, you have to invest $ 1,000,000 HKD with StashAway. This amount can be in any of StashAway’s portfolios. 

As an individual, you can qualify as a Professional Investor, if you are a individual investor having a portfolio of not less than HK$8 million (or its foreign currency equivalent) at the relevant date in:

  • A portfolio on your own account; or
  • A portfolio on a joint account with your associate (eg. spouse); or
  • Your share* of a portfolio on a joint account with another who is not his associate; or
  • A portfolio of a corporation which has the holding of investments as its principal business and is wholly owned by you.

* In determining your share of a portfolio on a joint account with persons other than your associates, your share means the one specified in a written agreement among the account holders OR an equal share of portfolio in the absence of an agreement.

Assets can be:

  • Investments based on market value (including stocks, bonds, unit trusts, equity-linked investment and more) 
  • Certificates of Deposits (CDs)
  • Cash or cash equivalent deposits

Please upload documents such as:

  • One or more statements of accounts issued by a bank or brokerage firm (either in your name or with your spouse or your children on a joint account basis), dated not more than 3 months ago
  • A certificate issued by an auditor or certified public accountant,  dated not more than 3 months ago
  • A public filing# submitted by or on behalf of the individual,  dated not more than 3 months ago
  • A copy of the agreement (if any), in cases where your share of a portfolio on a joint account with persons other than your associates is concerned.

# Public filing means a document that a person or body is under a duty to publish pursuant to legal or regulatory requirements in Hong Kong (e.g. published financial results of a listed company etc.)

Please note: pursuant to the Securities and Futures Commission of Hong Kong, you are required to provide such supporting documents on an annual basis to renew your Professional Investor status.