StashAway uses two leading ESG scoring models to screen the portfolios’ underlying funds: the MSCI ESG rating, which consists of 7 rating categories; and the Morningstar Sustainability Rating, which consists of 5 rating categories. Based on an average of the two scoring models, the Responsible Investing portfolios have high ESG scores, ranging between 3.88 and 4.14 out of a score of 5.