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The payout amount and schedule will depend on which assets you choose to add to your Flexible Portfolio. If you want to calculate exact earnings, you can follow these steps:

Let’s imagine you have two assets in your portfolio: 1% allocation to cash and 99% allocation to iShares Floating Rate Bond ETF

You’ve invested $50,000 HKD into this portfolio. You see that the dividend yield for the ETF is 5.16%, and the payouts are distributed monthly. Your monthly payout distribution would then equal approximately $215 HKD (5.16% x 10,000 divided by 12 months). In this case, because your dividend payout is above the $120 HKD minimum, you can choose to reinvest your earnings or have them transferred to your bank account.&nbsp;&nbsp;

You simply need to update your payout preference on the mobile app in advance (on your Flexible Portfolio overview screen like in the screenshot below).&nbsp;

Note that dividend payouts aren’t always distributed every month and amounts may vary as they are determined by the fund managers. As such, you may be above the $120 HKD minimum on certain months and below on others. Also note that payouts are only available to a local Hong Kong bank account. 

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<i>The image is only for illustrative purposes</i>

Note that dividend payouts aren’t always distributed every month and amounts may vary as they are determined by the fund managers. As such, you may be above the $120 HKD minimum on certain months and below on others. Also note that payouts are only available to a local Hong Kong bank account.&nbsp;